At The Wright Insurance Brokerage LLC, we understand that your business is one of your most valuable assets. That’s why we offer comprehensive commercial insurance solutions tailored to protect your business, employees, and financial future. Whether you own a small startup or a large corporation, our expert team is here to help you find the right coverage to safeguard your operations against unexpected risks.
Chubb
The Hartford
Progressive & Nationwide
Travelers
USLI
General liability insurance provides protection against claims of bodily injury, property damage, and personal injury that can arise during business operations. This policy covers legal costs, settlements, and medical expenses associated with accidents occurring on your premises or as a result of your business activities. It ensures that your business is covered in case of lawsuits or other legal challenges, giving you peace of mind as you focus on running your company.
Commercial property insurance covers damage or loss of business property, including buildings, equipment, and inventory. This coverage helps businesses recover from fires, theft, vandalism, and natural disasters. Whether you own or lease a building, this insurance ensures that your physical assets are protected, allowing for a smoother recovery process in case of unforeseen incidents.
Workers' compensation insurance provides benefits for employees who suffer work-related injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation costs, ensuring employees receive the support they need to recover and return to work. This coverage not only protects employees but also safeguards employers from potential lawsuits related to workplace injuries.
A Business Owner’s Policy (BOP) is a bundled package that includes general liability, property insurance, and other essential coverages for small businesses. It simplifies coverage while providing cost-effective protection. A BOP is ideal for small to mid-sized businesses looking to streamline their insurance needs while still obtaining robust coverage against common risks.
Commercial auto insurance covers vehicles used for business purposes, including liability and physical damage protection. It helps businesses manage risks associated with company vehicles, ensuring drivers and assets are protected. Whether you have a single company vehicle or a fleet, this policy provides coverage for accidents, theft, and damage, reducing financial burdens related to transportation.
Also known as Errors & Omissions (E&O) insurance, professional liability insurance protects businesses from claims of negligence or mistakes in professional services. It is essential for businesses that provide expertise, advice, or specialized services, including consultants, accountants, and legal professionals. This policy ensures that one oversight or unintentional error does not lead to financial ruin.
Cyber liability insurance protects businesses from financial losses due to data breaches, cyberattacks, and other digital threats. As cyber risks increase, this coverage is crucial for safeguarding sensitive customer and business information. It helps cover expenses such as legal fees, notification costs, and recovery efforts in the event of a cyber incident.
Commercial umbrella insurance provides additional liability coverage beyond standard policy limits to safeguard against major claims and lawsuits. It acts as a safety net for unexpected, high-cost liabilities, ensuring that businesses are protected from severe financial losses that could otherwise jeopardize operations.
Inland marine insurance covers tools, equipment, and goods in transit or stored offsite. This policy is essential for businesses that frequently transport valuable materials or operate in multiple locations. Whether you run a construction company or a logistics business, inland marine insurance ensures that your essential equipment and inventory remain protected wherever they are.
Surety bonds ensure contractual obligations are met, providing financial security and peace of mind for businesses. They help establish trust and reliability in professional agreements, assuring clients and stakeholders that contractual duties will be fulfilled. These bonds are essential for industries like construction, where meeting contractual deadlines and project completion are critical.